Interest-Free Home Loans Explained : Facts & Myth
Can a 0% interest home loan really exist? Many financial influencers suggest using a monthly SIP to offset your loan interest, but the reality is more complex. While theoretically possible, this strategy requires consistent investments of ₹15,000 per month over 30 years and assumes a 12% annual return-conditions few can maintain. Understanding the difference between theory and practice can help you plan smarter and avoid financial stress.