factfinancee

Interest-Free Home Loans Explained : Facts & Myth

0 % Interest on Home Loan in 2025

Can a 0% interest home loan really exist? Many financial influencers suggest using a monthly SIP to offset your loan interest, but the reality is more complex. While theoretically possible, this strategy requires consistent investments of ₹15,000 per month over 30 years and assumes a 12% annual return-conditions few can maintain. Understanding the difference between theory and practice can help you plan smarter and avoid financial stress.

Digital Phani – Website Owner

Digital Phani

Meet Digital Phani, the driving force behind Suryoday Bank’s digital transformation. With over two decades of experience, Phani has mastered the art of connecting brands with people through innovative digital strategies. From his early days at Wcube Tech Solutions to leading digital marketing initiatives at Suryoday Small Finance Bank, his journey is a testament to perseverance and passion. Discover how Phani turned challenges into lessons and transformed the bank’s online presence, proving that digital marketing is not just about clicks, but about meaningful connections. Dive into the inspiring story of a leader who believes in the power of impact and innovation.

Things you should check Before You Take a Home Loan

Things-we-should-check-before taking a home & home loan

Buying a home is like a thrilling rollercoaster ride, and snagging a Home Loan is your ticket to the fun! Before you buckle up, ensure you’re armed with the right info. Know your eligibility, budget wisely, and compare those interest rates to dodge any financial rollercoaster loops down the road. We’ve got savvy tips to guide you through the Home Loan maze and make those smart moves. Don’t let confusion rain on your parade—read on for a seamless home-buying adventure!